WEBINAR

FCRA Review and Update Webinar

CFT Credits: 0.25

We will review the numerous subparts and appendices in both the CFPB’s and FRB’s Regulation V and the FCRA and FACTA. Although none of the provisions is new, program participants frequently comment that they never heard of some of the sections discussed.

Webinar Description and Audience

WHAT? The Fair Credit Reporting Act (FCRA) has been around since the 1970s. The law was fairly straightforward for many years. Then the Fair and Accurate Credit Transaction Act (FACTA) became law on December 4, 2003. The FACT Act revised the FCRA. The revisions, which unfolded over an eight-year period, resulted in substantial changes for all financial institutions.

To understand the various provisions of the law today, research must include both the FCRA and FACTA and the Consumer Financial Protection Bureau’s (CFPB) Regulation V and the Federal Reserve Board’s (FRB) Regulation V. It is all a bit of a jumble.

WHY? We will review the numerous subparts and appendices in both the CFPB’s and FRB’s Regulation V and the FCRA and FACTA. Although none of the provisions is new, program participants frequently comment that they never heard of some of the sections discussed. Ignorance of the law is not an acceptable excuse for violations. If any member of your staff is not familiar with the provisions listed below they need this program.

Program participants receive a detailed manual that provides a thorough explanation of all the FCRA requirements.

Covered Topics:
•Affiliate Marketing
•Medical Information
•Duties of Furnishers of Information
•Duties of Users Regarding Obtaining and Using Consumer Reports
•Duties of Users Regarding Risk Pricing
•Duties of Users of Consumer Reports Regarding Identity Theft
•Duties of Users of Consumer Reports Regarding Address Discrepancies and Records Disposal
•Identity Theft Red Flags
•Duties of Consumer Reporting Agencies Regarding Identity Theft
•Duties of Consumer Reporting Agencies Regarding Disclosures to Consumers
•Miscellaneous Duties of Consumer Reporting Agencies
•Truncation of Numbers
•Providing Information to Victims
•Blocking Information
•Repollution
•Investigation Coordination
•Debt Collection Communications
•Free Credit Reports
•Disclosure on Opt-Out of Prescreened Lists
•Disclosure of Credit Scores and
•Notice of Negative Information.

Who Should Attend?

Compliance officers, operations personnel, loan officers, loan originators, auditors and others involved in originating and servicing loans

Webinar Viewing Options

LIVE WEBINAR:                                              

INCLUDES 7 DAYS OF UNLIMITED ONDEMAND PLAYBACK!  With this option, you will participate in the webinar (via the internet) as it is being presented. You will login to the webinar on your PC to view the PowerPoint presentation, and you have the option of using your PC speakers or a telephone for the audio. You can type and send your questions to the instructor. Many companies are now running their PC through an LCD projector allowing many employees to participate at the same time.  And don’t worry if you miss the webinar, you can still view it for up to seven days after it takes place!

SIX MONTH ONDEMAND VIDEO:

With this option, you will receive an e-mail that contains a link to the PowerPoint slides (to download, print, and copy) as well as a link to the media player where you will view and hear the entire webinar just as it was delivered, featuring the full-color PowerPoint presentation with audio. You can pause, fast-forward and rewind as needed, which makes it a very effective training tool. The OnDemand Video will be available to you (and anyone else in the company) for six months and can be accessed 24/7 as many times as you wish. Delivered via e-mail the day after the webinar takes place.

CD-ROM VIDEO:

If you do not have internet access or want to make the webinar part of your training library, the CD-ROM Recording is a great option for viewing a webinar. You can pause, fast-forward and rewind as needed, which makes it an effective training tool.  With this option, you will receive a download of the PowerPoint slides and a CD-ROM Recording (featuring PowerPoint presentation with audio) of the webinar via regular mail. Mailed 7 to 10 days after the webinar takes place.

IN-HOUSE:                                                        

Webinars can be scheduled and offered exclusively for your company.  They can even be customized to best fit your needs.  To find out more, please complete the in-house request form found in the Schedule and Registration Information section below.

Continuing Education (CE) Credits

This webinar is recommended for 2.5 CE Credit Hours. Each attendee will receive a Certificate of Attendance for self-reporting of CE Credits.

Register Here!

Choose the viewing option that best suits your needs. Live Webinar times are shown as Eastern Time. You can choose to pay by credit card or invoice when you register. CFT Credit will be awarded to the registrant, unless directed otherwise (additional attendees can also receive credit for an additional fee). CFT Webinars are powered by Total Training Solutions!

Webinar DateStart TimeEnd DateEnd TimeViewing Options - See Descriptions AbovePrice
03/02/17Archived Six Month On-Dermand Recording$295.00Register
03/02/17Archived CD-ROM Recording$345.00Register
AnyIn-HouseRequest