Consumer Lending School-Live In-Person

CFT provides a comprehensive training program on Consumer and Mortgage Loans for you and your lending staff. The school will review all aspects the consumer and mortgage loan process in-depth by focusing on the entire process: Application interview, processing, underwriting, closing, and servicing. We will dedicate a substantial portion of time on underwriting a consumer and mortgage loan with case studies for the class.

Both sessions included in this Consumer Lending School 

Registration:  Registration is per-participant

Times: 8:00AM – 3:00PM EST

Date: October 24 & 25, 2024

Location: DoubleTree by Hilton Bristol.  42 Century Drive, Bristol CT 06010

Day One:  

  • Introduction to consumer credit
  • Types of Lenders
  • Types of loan products
  • Delivery channels
  • Lending Process
  • Understanding Lending Lingo
  • LOS Systems
  • Loan Interview/Taking an Application
  • Government Loan Products
  • Private mortgage insurance
  • FNMA/FHLMC guidelines
  • Documentation
  • Underwriting:
    • Consumer Loans
    • Residential Mortgage Loans
    • Home Equity Loans/Lines
    • Calculate Mortgage Payments and Debt Ratios
  • Reading a credit report
  • Understanding Credit Scores
  • Case Studies

Day Two:  

  • Real Estate Appraisals
  • Condominiums
  • Making the loan decision/recommendation
  • Secondary Mortgage Market
  • Selling loans to FNMA/FHLMC
  • Closing the loan
  • Quality Control
  • Loan Servicing and Administration
  • Loan Collections
  • Generating consumer and residential loans in the marketplace
  • More Case Studies

Audience:  Loan originators, processors, branch personnel, new hires as well as those requiring cross training and refresher training.

Mark your calendars for this exhilarating educational journey with CFT. Get ready to be transformed into lending champions!


Jeff Smith
Jeff Smith

Jeff has been the Chief Lending Officer at Freedom Credit Union in Springfield, MA since 2013 and is in charge of managing the Commercial, Mortgage, and Consumer Lending portfolios, as well as the Col... read more.

Course Title Credits Start Date Start Time End Date Delivery Type Delivery Option Instructor / Location Price
Consumer Lending School-Live In-Person 10/24/2024 8:00am 10/25/2024 Live In-Person Classroom Live In-Person Classroom Jeff Smith $895.00 Register Now
Course Title Credits Start Date Start Time End Date Delivery Type Delivery Option Instructor / Location Price
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