Fair Lending, CRA and FCRA Seminar OnDemand with Live Streaming Webinar

Approved for 7 CRCM credits

Attend the Fair Lending, CRA and FCRA Seminar from the convenience of your own office or home via Live Streaming Video as it happens on Thursday, December 10th (9:00 am ‘€“ 4:00 pm Central Time), or at your own convenience with 6 months of OnDemand playback

Attend the Fair Lending, CRA and FCRA Seminar from the convenience of your own office or home via Live Streaming Video as it happens on Thursday, December 10th (9:00 am ‘€“ 4:00 pm Central Time), or at your own convenience with 6 months of OnDemand playback.

Fair Lending

As long as you are in banking and making loans, fair lending issues are here to stay. Although cases of overt discrimination are few and far apart, disparate treatment or disparate impact can often happen inadvertently. Examiners are expecting you to conduct some degree of comparative file review in order to ascertain any possible fair lending issues or problems. And you certainly want to discover if such a problem exists well before any examiner does! Awareness, monitoring and a periodic comparative file review can lessen the possibility of adverse issues arising in your institution. We will walk you through the steps of a comparative file review and also provide tools to make it all easier for you, such as worksheets and a sample report format

Community Reinvestment Act

Receiving a strong, solid Satisfactory CRA rating is important to you, but it’s also important to Senior Management and the Board. CRA exams are not a “walk in the park”. So how do you ensure that you are doing enough to not only cover the technical requirements but to have a solid CRA program bank-wide? That’€™s the purpose of this session’€¦’€¦no matter if you are a small bank, intermediate small bank or a large bank, we will cover the CRA exam handbook that they utilize. We will first cover the areas that are important to all-sized banks and then discuss those areas pertinent just to intermediate and large banks. We will also review best practices for documenting the efforts you have taken during the recent pandemic to ensure your bank receives credit for all you have done to assist your communities.

Fair Credit Reporting Act

Detailed review of your responsibilities under the FACT Act Furnisher Rules, including how to handle direct disputes. We will discuss key components to ensure your policies and procedures effectively support your program, including addressing the use of medical information when making credit or employment decisions and adverse action requirements. Tools to aid you in reviewing your program as well as ideas to help train your staff will be provided.

  • Content
  • Understand how inadvertent discrimination can occur (disparate treatment and/or disparate impact)
  • Conduct a comparative file review that will pass mustard with your examiners
  • Coverage of strategies to strengthen your CRA program, no matter what your asset size.
  • How to conduct a self-assessment of your bank’s efforts for CRA
  • Geo-coding tools and how to analyze your bank’s lending patterns
  • When users are deemed to have a permissible purpose to pull credit
  • Handling disputes of information reported to a CRA
  • Appropriately responding to consumer report alerts
  • Furnisher responsibilities under FCRA

Training Day Agenda (Subject to change)

9:00 am – 10:30 am CT (Followed by a 15 minute break and Q&A)

10:45 am – 12:00 pm CT (Followed by a 60 minute lunch break and Q&A)

1:00 pm – 2:30 pm CT (Followed by a 15 minute break and Q&A)

2:45 pm – 4:00 pm CT (Followed by Q&A and session wrap up)

Who Should Attend?

This informative session is designed for CRA Officers, Loan Officers, Loan Operations Staff, Compliance Officers and Auditors.

Continuing Education (CE) Credits

This webinar is recommended for 7 CRCM Credit Hours. Each attendee will receive a Certificate of Attendance for self-reporting of CE Credits.

View Delivery Options

Related Topics

Instructor

Dawn Kincaid
Dawn Kincaid

Dawn Kincaid began her banking career while attending The Ohio State University. She has 19 years’ experience in client service, operations, information technology, administrative and board relation... read more.

Course TitleCreditsStart DateStart TimeDelivery TypeDelivery OptionInstructor / LocationPrice
Fair Lending, CRA and FCRA Seminar with OnDemand with Live Streaming2.5 Any AnyWebinarSix Month On-Demand Recording Dawn Kincaid$995.00 Register Now
Delivery Options

LIVE WEBINAR:
INCLUDES 7 DAYS OF ONDEMAND PLAYBACK! With this option, you will participate in the webinar (via the internet) as it is being presented. You will login to the webinar on your PC to view the PowerPoint presentation, and you have the option of using your PC speakers or a telephone for the audio. You can type and send your questions to the instructor. Many companies are now running their PC through an LCD projector allowing many employees to participate at the same time. And don’t worry if you miss the webinar, you can still view it for up to seven days after it takes place!

SIX MONTH ONDEMAND VIDEO:
With this option, you will receive an e-mail that contains a link to the PowerPoint slides (to download, print, and copy) as well as a link to the media player where you will view and hear the entire webinar just as it was delivered, featuring the full-color PowerPoint presentation with audio. You can pause, fast-forward and rewind as needed, which makes it an effective training tool. The weblink will be available to you (and anyone else in the company) for up to six months and can be accessed 24/7 as many times as you wish. Delivered via e-mail the day after the webinar takes place.

CD-ROM VIDEO:
If you do not have internet access or want to make the webinar part of your training library, the CD-ROM Recording is a great option for viewing a webinar. You can pause, fast-forward and rewind as needed, which makes it an effective training tool. With this option, you will receive a download of the PowerPoint slides and a CD-ROM Recording (featuring PowerPoint presentation with audio) of the webinar via regular mail. Mailed 7 to 10 days after the webinar takes place.

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