CRA Essentials Webinar

The federal bank regulatory agencies have not overhauled the Community Reinvestment Act regulations since 1995, but they have constantly tinkered with the rules. The Federal Deposit Insurance Corporation, the Federal Reserve Board, and the Comptroller of the Currency published a proposed rule on May 5, 2022, to revise the CRA regulations and a final rule is expected sometime during 2023. However, programs still need to be maintained and managed. This program is designed to explore the current rules to ensure your Bank is in compliance today!

Achieving an Outstanding CRA involves a lot of work for very little payoff. We suggest banks do the work needed for an Outstanding rating but if the effort comes up a little short then settle for a solid Satisfactory rating.

The failure to achieve a Satisfactory or Outstanding CRA rating can increase the difficulty in getting various applications approved by your federal regulator. Lower rating results in additional work to restore the rating. This program provides the information needed to achieve the top CRA rating.

What You’ll Learn

  • Performance tests, standards, and ratings
  • Assigned ratings
  • Assessment area delineation
  • Public file requirements
  • CRA notices
  • Community Development activities
  • An explanation of the adjustment to the asset-size thresholds used to define “small bank” and “intermediate small bank”
  • A review of recent redlining cases
  • A review of the recently published Questions and Answers, exam results, and CRA agreements
  • An explanation of how to obtain community development credit for COVID-19-related activities
  • A review of the interagency proposed rule.

Who Should Attend

The program is designed for loan officers, compliance officers, CRA officers, loan department staff, bank counsel, and auditors.

Continuing Education (CE) Credits

This webinar is recommended for 2.5 CE Credit Hours. Each attendee will receive a Certificate of Attendance for self-reporting of CE Credits.

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Jack Holzknecht
Jack Holzknecht

Jack Holzknecht is the CEO of Compliance Resource, LLC. He has been delivering the word on lending compliance for 45 years. In 40 years as a trainer over 150,000 bankers (and many examiners) have part... read more.

Course Title Credits Start Date Start Time End Date Delivery Type Delivery Option Instructor / Location Price
CRA Essentials Webinar 0.25 Any Any Any Webinar On-Demand Jack Holzknecht $279.00 Register Now
Course Title Credits Start Date Start Time End Date Delivery Type Delivery Option Instructor / Location Price
Delivery Options

Webinars for Banks and Credit Unions

Live Webinar:

INCLUDES 30 DAYS OF ONDEMAND PLAYBACK! With this option, you will participate in the webinar as it is being presented. You will login to the webinar on your PC to view the PowerPoint presentation, and you have the option of using your PC speakers or a phone for the audio. You can type and send your questions to the instructor.  And don’t worry if you miss the webinar, you can still view it for up to thirty days after it takes place!

Live Plus Twelve Months OnDemand Playback:

With this option, you will receive the live version, then you will receive an e-mail that contains a link to the PowerPoint slides (to download, print, and copy) as well as a link where you will view and hear the entire webinar just as it was delivered, featuring the full-color PowerPoint presentation with audio. You can pause, fast-forward and rewind as needed, which makes it an effective training tool. The link will be available to you (and anyone else in the company) for up to twelve months and can be accessed 24/7 as many times as you wish. Delivered via e-mail the day after the webinar takes place.

Live, Twelve Months OnDemand Playback PLUS Digital Download:

By adding the Digital Download to your order, you will be adding access to make the webinar part of your training library.  You can pause, fast-forward and rewind as needed, which makes it an effective training tool. With this option, you will receive a download of the PowerPoint slides as well.  Access to the Digital Download is for the life of your library.

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