WEBINAR

Compliance for Commercial Lenders – Issues for the Unwary Webinar

CFT Credits: 0.25

This two-hour program identifies the major compliance regulations that apply to commercial transactions and reviews particular issues from each of those regulations that cause problems for commercial lenders.

Webinar Description and Intended Audience

What?
All of the regulations reviewed in a compliance examination cover consumer lending, but many of those regulations also impact commercial lending. Determining exactly which requirements impact commercial loans is a challenge. We are pleased to present this program to help commercial lenders understand which compliance requirements impact their department.

This two-hour program identifies the major compliance regulations that apply to commercial transactions and reviews particular issues from each of those regulations that cause problems for commercial lenders.

Why?
Many examiners find the commercial lending area is fertile for compliance violations because of confusion regarding which requirements apply to commercial loans. Those violations may result in penalties or expensive litigation.

This program:  Identifies problem areas; Provides suggestions for avoiding and curing the problems; and Covers training and auditing concerns.   Participants receive a detailed manual that serves as a valuable resource long after the conclusion of the program 

Covered Topics:

  • Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) Provisions – Filing CTRs, CTR exemptions, and OFAC;
  • USA PATRIOT Act – Customer Information Program (CIP), Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), and Beneficial Ownership;
  • Suspicious Activity Reporting (SAR) Provisions;
  • Unlawful Internet Gambling Enforcement Act (UIGEA) – Regulation GG;
  • Equal Credit Opportunity Act (ECOA) – Regulation B – Discrimination prohibition, appraisal rules, application disclosures, spousal signature rules, intent to be a joint applicant, and adverse action notice requirements;
  • Fair Housing Act (FHA) – Discrimination prohibition;
  • Home Mortgage Loan Disclosure Act (HMDA) – Regulation C – Data collection and reporting requirements and revisions to Regulation C;
  • Flood Disaster Protection Act (FDPA) – Required disclosures and insurance requirements, and recent changes;
  • Fair Credit Reporting Act (FCRA & FRB) – Regulations V – Requesting and using credit bureau reports, identity theft provisions and adverse action notice requirements;
  • Truth in Lending Act/Regulation Z – Coverage rules, restrictions and required disclosures, Special rules (1026.12(a) and (b)) for business-purpose credit cards;
  • Real Estate Settlement Procedures Act/Regulation X – Coverage rules, restrictions and required disclosures;
  • Real Estate Appraisal Interagency Guidance;
  • Servicemember Civil Relief Act (SCRA);
  • Military Lending Act;
  • Insider Credit – Regulation O;
  • Securities Lending – Regulation U;
  • Right to Financial Privacy Act (RFPA) and Regulation S (Reimbursement for partnerships with 5 or fewer partners);
  • Community Reinvestment Act (CRA) – Regulation BB – Data collection and reporting requirements;
  • Bank Bribery Act Implications;
  • Unfair, Deceptive or Abusive Acts or Practices;
  • Americans with Disabilities Act; and
  • Other rules and regulations that impact commercial loans.

Who Should Attend?

The program is designed for Commercial Loan Officers, Compliance Officers, Auditors, and those responsible for documenting commercial loans.

Webinar Viewing Options

LIVE WEBINAR:                                              

INCLUDES 7 DAYS OF UNLIMITED ONDEMAND PLAYBACK!  With this option, you will participate in the webinar live, via the internet. You will login to the webinar on your PC to view the PowerPoint presentation, and you have the option of using your PC speakers or a telephone for the audio. You can type and send your questions to the instructor. Many companies are now running their PC through an LCD projector allowing many employees to participate at the same time.  And don’t worry if you miss the webinar, you can still view it for up to seven days after it takes place!

SIX MONTH ONDEMAND VIDEO:

With this option, you will receive an e-mail that contains a link to the PowerPoint slides (to download, print, and copy) as well as a link to the media player where you will view and hear the entire webinar just as it was delivered, featuring the full-color PowerPoint presentation with audio. You can pause, fast-forward and rewind as needed, which makes it a very effective training tool. The OnDemand Video will be available to you (and anyone else in the company) for six months and can be accessed 24/7 as many times as you wish. Delivered via e-mail the day after the webinar takes place.

CD-ROM VIDEO:

If you do not have internet access or want to make the webinar part of your training library, the CD-ROM Recording is a great option for viewing a webinar. You can pause, fast-forward and rewind as needed, which makes it an effective training tool.  With this option, you will receive a download of any applicable handouts and a CD-ROM (featuring the full-color PowerPoint presentation with audio) via regular mail. Mailed 7 to 10 days after the webinar takes place.

IN-HOUSE:                                                        

Webinars can be scheduled and offered exclusively for your company.  They can even be customized to best fit your needs.  To find out more, please complete the in-house request form found in the Schedule and Registration Information section below.

Continuing Education (CE) Credits

This webinar is recommended for 2.5 CE Credit Hours. Each attendee will receive a Certificate of Attendance for self-reporting of CE Credits.

Register Here!

Choose the viewing option that best suits your needs. Live Webinar times are shown as Eastern Time. You can choose to pay by credit card or invoice when you register. CFT Credit will be awarded to the registrant, unless directed otherwise (additional attendees can also receive credit for an additional fee). CFT Webinars are powered by Total Training Solutions!

Webinar DateStart TimeEnd DateEnd TimeViewing Options - See Descriptions AbovePrice
12/19/18Archived Six Month On-Demand Recording$295.00Order
12/19/18Archived CD-ROM Video Recording$345.00Order
AnyIn-HouseRequest