WEBINAR

Annual Compliance Training for Commercial Lenders Webinar

CFT Credits: 0.25

Join this webinar to understand the application process with step by step instructions and actual examples that explain the requirements of applicable regulations in terms that are easy to understand and will show examiners that commercial lenders received compliance training in 2017.

Webinar Description and Audience

Which regulations apply to commercial loans? Are there special rules if the loans are secured by real estate? Can examiners access civil money penalties for violations? Are there any exceptions when the real estate is taken as “an abundance of caution”? Do the commercial lenders and support staff at your bank understand the data collection required for HMDA reportable applications? Is a written application required for a business purpose loan?

Join this webinar to understand the application process with step by step instructions and actual examples that explain the requirements of applicable regulations in terms that are easy to understand and will show examiners that commercial lenders received compliance training in 2017.

Covered Topics:

•Overview of commercial loan compliance “hot spots” from Fair Housing, Regulation B, Flood Disaster Protection Act, Fair Credit Reporting Act, “accommodation loans”, HMDA, and Regulation O.
•Overview of BSA, CIP, and OFAC requirements including PREVIEW of the NEW Beneficial Ownership Rules for Legal Entity accounts that become the FIFTH PILLAR of BSA on May 11, 2018.
•What factors determine if the application is for business purpose or consumer purpose?
•What are the compliance requirements when real estate is taken as collateral?
•Review of the required disclosure for the “Right to Receive a Copy of Appraisal”. This DOES apply to 1st lien loans regardless of purpose; there is no “business-purpose” exception.
•What are some common compliance violations in the commercial loan area when real estate has been taken as collateral?
•Overview of HMDA requirements and preview of the changes to business purpose loans when the new HMDA rules become effective January 1, 2018.
•Flood insurance violations can be costly. What are some of the unique challenges with commercial buildings and collateral?
•There are four “trip wire” events for flood insurance. Learn about the new rules for “detached structure on residential property” with a commercial purpose.
•RESOURCES:
◦Matrix of 28 loan types; required disclosures for both consumer and commercial loans with explanations about real estate secured loans.
◦Guide that outlines which compliance regulations apply to commercial credit and the exemptions for certain rules.
◦Flood insurance resources

Who Should Attend?

This interactive session is a cost-effective way to gain a greater understanding of the rules about processing applications, and complying with regulations triggered by commercial loans secured by real estate. This informative session will benefit loan officers, loan assistants, loan operations staff, compliance officers, auditors, and trainers.

Webinar Viewing Options

LIVE WEBINAR:                                              

INCLUDES 7 DAYS OF UNLIMITED ONDEMAND PLAYBACK!  With this option, you will participate in the webinar live, via the internet. You will login to the webinar on your PC to view the PowerPoint presentation, and you have the option of using your PC speakers or a telephone for the audio. You can type and send your questions to the instructor. Many companies are now running their PC through an LCD projector allowing many employees to participate at the same time.  And don’t worry if you miss the webinar, you can still view it for up to seven days after it takes place!

SIX MONTH ONDEMAND VIDEO:

With this option, you will receive an e-mail that contains a link to the PowerPoint slides (to download, print, and copy) as well as a link to the media player where you will view and hear the entire webinar just as it was delivered, featuring the full-color PowerPoint presentation with audio. You can pause, fast-forward and rewind as needed, which makes it a very effective training tool. The OnDemand Video will be available to you (and anyone else in the company) for six months and can be accessed 24/7 as many times as you wish. Delivered via e-mail the day after the webinar takes place.

CD-ROM VIDEO:

If you do not have internet access or want to make the webinar part of your training library, the CD-ROM Recording is a great option for viewing a webinar. You can pause, fast-forward and rewind as needed, which makes it an effective training tool.  With this option, you will receive a download of the PowerPoint slides and a CD-ROM Recording (featuring PowerPoint presentation with audio) of the webinar via regular mail. Mailed 7 to 10 days after the webinar takes place.

IN-HOUSE:                                                        

Webinars can be scheduled and offered exclusively for your company.  They can even be customized to best fit your needs.  To find out more, please complete the in-house request form found in the Schedule and Registration Information section below.

Continuing Education (CE) Credits

This webinar is recommended for 2.5 CE Credit Hours. Each attendee will receive a Certificate of Attendance for self-reporting of CE Credits.

Register Here!

Choose the viewing option that best suits your needs. Live Webinar times are shown as Eastern Time. You can choose to pay by credit card or invoice when you register. CFT Credit will be awarded to the registrant, unless directed otherwise (additional attendees can also receive credit for an additional fee). CFT Webinars are powered by Total Training Solutions!

Webinar DateStart TimeEnd DateEnd TimeViewing Options - See Descriptions AbovePrice
07/12/17Archived Six Month On-Demand Recording$295.00Order
07/12/17Archived CD-ROM Video Recording$345.00Order
AnyIn-HouseRequest