Ratio Analysis to Determine Financial Strength Webinar

Credit (Risk) Analysis is one of the most important functions performed by financial institutions. Since interest and fee income from loans represent the largest source of revenue for financial institutions, it is vital that thorough credit analysis be performed before loans are approved and funded.

The Credit Analysis process starts with spreading historical financial statements and then calculating key ratios to determine the financial health of an organization. The purpose of this course is to expose the participant to the five vital signs of any organization and the required ratios to identify them. A detailed identification and definition of ratios will be covered.

Covered Topics:

1.  Liquidity
Current / Quick Ratios
Working Capital Analysis
Defensive Interval Ratio
Activity Ratios for Working Capital Assets
Activity Ratios for Working Capital Liabilities

2.  Leverage
Ratios to Measure the Proportion of Support Provided by Owners and Creditors

3.  Asset Management
To Measure the Ability of Management to Utilize Their Assets to Generate Sales and Profits

4.  Operations
Performance Ratios to Measure the Relationship Between Sales, Costs and Expenses and How Their Changes Affect the Bottom Line

5.  Cash Flow
Uniform Cash Analysis to Determine the Sources and Uses of a Firm’€™s Cash as a Means of Serving Long-Term Debt

You’ll leave with a deeper understanding of ratio and credit analyses during the underwriting process. This translates into well-organized, clearly written credit memoranda so you’ll be more confident explaining trends and the financial impact on customers and prospects.

Who Should Attend?

  • Credit Analysts
  • Commercial Lenders
  • Consumer Lenders
  • Senior Credit and Loan Officers
  • Loan Review Officers
  • Auditors
  • Directors
  • Branch Managers

Continuing Education (CE) Credits

This webinar is recommended for 2.5 CE Credit Hours. Each attendee will receive a Certificate of Attendance for self-reporting of CE Credits.

View Delivery Options

Related Topics

Instructor

Jeffrey Johnson
Jeffrey Johnson

Jeffery W. Johnson started his career with SunTrust Bank in Atlanta as a Management Trainee and progressed to Vice President and Senior Lender of SouthTrust Bank and Senior Vice President and Commerci... read more.

Course Title Credits Start Date Start Time Delivery Type Delivery Option Instructor / Location Price
Ratio Analysis to Financial Strength 0.25 Any Any Webinar Six Month On-Demand Recording Jeffrey Johnson $295.00 Register Now
Ratio Analysis to Financial Strength 0.25 Any Any Webinar CD-ROM Video Recording Jeffrey Johnson $345.00 Register Now
Ratio Analysis to Determine Financial Strength Webinar .25 Any Any Webinar CD-ROM Video Recording Jeffrey Johnson $345.00 Register Now
Ratio Analysis to Determine Financial Strength Webinar .25 Any Any Webinar Six Month On-Demand Recording Jeffrey Johnson $365.00 Register Now
Ratio Analysis to Determine Financial Strength Webinar .25 Any Any Webinar Six Month On-Demand Recording Jeffrey Johnson $295.00 Register Now
Delivery Options

LIVE WEBINAR:
INCLUDES 7 DAYS OF ONDEMAND PLAYBACK! With this option, you will participate in the webinar (via the internet) as it is being presented. You will login to the webinar on your PC to view the PowerPoint presentation, and you have the option of using your PC speakers or a telephone for the audio. You can type and send your questions to the instructor. Many companies are now running their PC through an LCD projector allowing many employees to participate at the same time. And don’t worry if you miss the webinar, you can still view it for up to seven days after it takes place!

SIX MONTH ONDEMAND VIDEO:
With this option, you will receive an e-mail that contains a link to the PowerPoint slides (to download, print, and copy) as well as a link to the media player where you will view and hear the entire webinar just as it was delivered, featuring the full-color PowerPoint presentation with audio. You can pause, fast-forward and rewind as needed, which makes it an effective training tool. The weblink will be available to you (and anyone else in the company) for up to six months and can be accessed 24/7 as many times as you wish. Delivered via e-mail the day after the webinar takes place.

CD-ROM VIDEO:
If you do not have internet access or want to make the webinar part of your training library, the CD-ROM Recording is a great option for viewing a webinar. You can pause, fast-forward and rewind as needed, which makes it an effective training tool. With this option, you will receive a download of the PowerPoint slides and a CD-ROM Recording (featuring PowerPoint presentation with audio) of the webinar via regular mail. Mailed 7 to 10 days after the webinar takes place.

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