Mortgage Lending Now and in the Near Future Webinar
Mortgage lending is just about the most complicated compliance topic going these days. What are the examiners concerned with right now? When will the impending changes be effective? And how should you prioritize? – see complete description below.
Click Here for Webinar Description and Audience
Mortgage lending is just about the most complicated compliance topic going these days. What are the examiners concerned with right now? When will the impending changes be effective? And how should you prioritize?
Answers to these questions are what we need to implement all of what’s coming. That’s what we’re going to talk about in this webinar; not the legalese of the statute, but what the CFPB and other agencies are saying about what their plans are for new regulation. We will answer the basic operational questions: what will we have to do, when will we have to do it, and what will it look like? The flood of information is already coming from the Bureau, and they’re under some pretty aggressive timelines. They may not meet all of them, but it won’t be from lack of trying.
Covered Topics Include:
- Final amendments to Reg. Z and RESPA soon to be announced – new disclosures, accompanying rules, including big changes to the APR calculations and record retention
- Will we finally have resolution to what a “Qualified Mortgage” is? Will it be a legal safe harbor or a rebuttable presumption (and why does this matter)?
- How about “Qualified Residential Mortgage” (QRM) rules? Note this is different from a Qualified Mortgage
- Developments in loan originator compensation
- New escrow rules
- Clarity coming on ability-to-repay rules
- When will the new HMDA data elements need to be collected and submitted?
- Foreclosure activity: the $26 billion settlement, what that also means to all banks, and the CFPB’s servicing proposal – taming the Wild West
- Treatment of servicemembers
- We’ll talk about all these and more, plus leave some time for Q&A. Listen in to keep up to date with what is new and exciting in the world of mortgage compliance so you won’t miss anything.
Who Should Attend?
Compliance officers, bank counsel, credit officers, loan officers, loss mitigation and asset management personnel, collectors, underwriters, senior management, and anyone else at your bank who has a hand in your residential mortgage operations.
Click Here for Continuing Education Credits (CEC) Info
This webinar is recommended for 2.5 CE Credit Hours. Each attendee will receive a Certificate of Attendance for self-reporting of CE Credits.
Click Here for Delivery Option Descriptions
INCLUDES SEVEN DAYS OF ONDEMAND PLAYBACK! With this option, you will participate in the webinar (via the internet) as it is being presented. You will login to the webinar on your PC to view the PowerPoint presentation, and you have the option of using your PC speakers or a telephone for the audio. Participants can type and send their questions to the instructor. Many companies are now running their PC through an LCD projector allowing many employees to participate in the same room.
SIX MONTH ONDEMAND VIDEO RECORDING:
With this option, you will receive an e-mail that contains a link to the PowerPoint slides (to download, print, and copy) as well as a link to the media player where you will view and hear the entire webinar just as it was delivered, featuring the full-color PowerPoint presentation with audio. You can pause, fast-forward and rewind as needed, which makes it an effective training tool. The weblink will be available to you (and anyone else in the company) for up to six months and can be accessed 24/7 as many times as you wish. Delivered via e-mail the day after the webinar takes place.
CD-ROM VIDEO RECORDING:
If you do not have internet access or want to make the webinar part of your training library, the CD-ROM Recording is a great option for viewing a webinar. You can pause, fast-forward and rewind as needed, which makes it an effective training tool. With this option, you will receive a download of the PowerPoint slides and a CD-ROM Recording (featuring PowerPoint presentation with audio) of the webinar via regular mail. Mailed 7 to 10 days after the webinar takes place.
Webinars can be scheduled and offered exclusively for your company. They can even be customized to best fit your needs. To find out more, please complete the in-house request form found in the Schedule and Registration Information section below.