HELOC-Deep Dive Webinar

A deep dive discussion on home equity lines of credit. What disclosures are required? What is required to reduce an available line? These questions and more will be addressed during this detailed session on HELOCs.

Home equity lines of credit (HELOC) are a popular loan product with very unique compliance requirements. Join us as we dive deep to ensure that your institution is accurately addressing all aspects of this product from disclosures to statements, including understanding compliance and fair lending risks when property values decline.

This program is designed to provide numerous checklists and examples to utilize in reviewing or developing a HELOC product. An overview of the compliance regulations impacting the HELOC product will be provided, including a detailed checklist to verify the disclosure includes all required details. We will review rescission and periodic statement requirements as well as possible action steps to take when property values decline. Sample line suspension letters and a freeze notice will be given. Definitely a session designed to provide guidance whether you are developing, servicing, or auditing HELOCs.

A detailed manual is provided for future reference to all participants.

What You’ll Learn:

  • Identify regulatory compliance disclosures including the required program specific HELOC disclosure and brochure
  • Flood FAQs specific to HELOCs
  • Periodic statement requirements including a checklist to verify statement contents • Properly meeting right of rescission requirements
  • How to handle a decline in home value including examples of calculating what is a “significant decline”
  • Understanding compliance and fair lending risks when property values change
  • Interagency guidance when the draw period is ending
  • HELOC disclosure compliance checklist”

Who Should Attend:

This informative session is designed for loan officers, loan support staff, compliance officers, auditors, and others responsible for origination and servicing of HELOCs.

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Molly Stull
Molly Stull

Molly began her banking career on the teller line while working on her undergraduate degree and has continued working in the financial industry ever since. Some of her experience includes roles in ope... read more.

Course TitleCreditsStart DateStart TimeDelivery TypeDelivery OptionInstructor / LocationPrice
HELOC-Deep Dive Webinar.25 Any AnyWebinarOn-Demand Molly Stull$279.00 Register Now
Delivery Options

Webinars for Banks and Credit Unions

Live Webinar:

INCLUDES 30 DAYS OF ONDEMAND PLAYBACK! With this option, you will participate in the webinar as it is being presented. You will login to the webinar on your PC to view the PowerPoint presentation, and you have the option of using your PC speakers or a phone for the audio. You can type and send your questions to the instructor.  And don’t worry if you miss the webinar, you can still view it for up to thirty days after it takes place!

Live Plus Twelve Months OnDemand Playback:

With this option, you will receive the live version, then you will receive an e-mail that contains a link to the PowerPoint slides (to download, print, and copy) as well as a link where you will view and hear the entire webinar just as it was delivered, featuring the full-color PowerPoint presentation with audio. You can pause, fast-forward and rewind as needed, which makes it an effective training tool. The link will be available to you (and anyone else in the company) for up to twelve months and can be accessed 24/7 as many times as you wish. Delivered via e-mail the day after the webinar takes place.

Live, Twelve Months OnDemand Playback PLUS Digital Download:

By adding the Digital Download to your order, you will be adding access to make the webinar part of your training library.  You can pause, fast-forward and rewind as needed, which makes it an effective training tool. With this option, you will receive a download of the PowerPoint slides as well.  Access to the Digital Download is for the life of your library.

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