Fair Lending: Overview and New Developments Webinar

Fair lending is a hot topic right now, as always. Despite changes in the regulatory and enforcement environment, there are issues every lender should be aware of. As well, there are new ways of looking at lending patterns, activities, and risks.

How is your fair lending program? Have you accounted for these new risks examiners are looking for? This program will help you to understand the extent and particulars of Regulation B, the Fair Housing Act (FHA), and guidance the regulatory agencies (including the CFPB) have introduced recently. We’€™ll also discuss trends in fair lending and the direction Congress, agencies, and the courts are likely to go in the new future.

Covered Topics:

  • Prohibited bases under the rules (what you can do, as well)
  • Evaluating applications and underwriting ‘€“ what you can and cannot consider
  • Government monitoring information ‘€“ when to get it and how to handle it
  • Fair lending litigation trends and lessons, including the future of disparate impact
  • Redlining (including reverse redlining) ‘€“ what is it, how do we analyze it, and what is new (hint: plenty)
  • ‘€œIntrabank’€ vs. ‘€œInterbank’€ redlining analyses, including the opportunity assessment
  • Digital redlining concerns
  • REMA/Marketing Area/Service Area ‘€“ what is this? What should we do to be ready for our next exam?
  • Dealing with small business loans
  • Treatment of income and other underwriting issues
  • Fair lending issues in the servicing environment
  • Proxies and the BISG method ‘€“ should we do this?
  • Advertising and disclosing in a foreign language ‘€“ what are the rules?
  • The future of DFA 1071 ‘€“ will this ever happen?
  • CRA as a fair lending tool
  • Developing an effective and comprehensive fair lending CMS
  • ‘€œConvergence’€ with UDAP/UDAAP ‘€“ what should we do?
  • Consequences for violating the rules – not just fines
  • And more

Plus frequent question and answer sessions throughout this presentation.

Who Should Attend?

Anyone in the institution having virtually any responsibility in the lending process has fair lending responsibilities, from senior management, loan officers, underwriters, and closing agents, to compliance officers, auditors, and attorneys, and would benefit from this valuable information.

Continuing Education (CE) Credits

This webinar is recommended for 2.5 CE Credit Hours. Each attendee will receive a Certificate of Attendance for self-reporting of CE Credits.

View Delivery Options

Related Topics

Instructor

Carl Pry
Carl Pry

Carl Pry is a Certified Regulatory Compliance Manager (CRCM) and Certified Risk Professional (CRP) who is a Managing Director for Treliant Risk Advisors in Washington, DC. Through his working career, ... read more.

Course TitleCreditsStart DateStart TimeDelivery TypeDelivery OptionInstructor / LocationPrice
Fair Lending Overview and New Developments0.25 Any AnyWebinarSix Month On-Demand Recording Carl Pry$295.00 Register Now
Fair Lending Overview and New Developments0.25 Any AnyWebinarCD-ROM Video Recording Carl Pry$345.00 Register Now
Delivery Options

LIVE WEBINAR:
INCLUDES 7 DAYS OF ONDEMAND PLAYBACK! With this option, you will participate in the webinar (via the internet) as it is being presented. You will login to the webinar on your PC to view the PowerPoint presentation, and you have the option of using your PC speakers or a telephone for the audio. You can type and send your questions to the instructor. Many companies are now running their PC through an LCD projector allowing many employees to participate at the same time. And don’t worry if you miss the webinar, you can still view it for up to seven days after it takes place!

SIX MONTH ONDEMAND VIDEO:
With this option, you will receive an e-mail that contains a link to the PowerPoint slides (to download, print, and copy) as well as a link to the media player where you will view and hear the entire webinar just as it was delivered, featuring the full-color PowerPoint presentation with audio. You can pause, fast-forward and rewind as needed, which makes it an effective training tool. The weblink will be available to you (and anyone else in the company) for up to six months and can be accessed 24/7 as many times as you wish. Delivered via e-mail the day after the webinar takes place.

CD-ROM VIDEO:
If you do not have internet access or want to make the webinar part of your training library, the CD-ROM Recording is a great option for viewing a webinar. You can pause, fast-forward and rewind as needed, which makes it an effective training tool. With this option, you will receive a download of the PowerPoint slides and a CD-ROM Recording (featuring PowerPoint presentation with audio) of the webinar via regular mail. Mailed 7 to 10 days after the webinar takes place.

Powered by
0
    0
    Your Cart
    Your cart is emptyCourses and Events