WEBINAR

Fair Lending Hot Topics in 2017 – What’s On The Horizon? Webinar

CFT Credits: 0.25

How will your regulator evaluate Fair Lending compliance in the next exam? A compliance examination is the “report card” that financial institution regulators use to “pass or fail” a financial institution’s compliance and Fair Lending program. Will your financial institution pass the test?

Webinar Description and Audience

The October 4, 2016 Interagency Fair Lending Hot Topics included the sessions listed below. It looks like “redlining” will be a concern by all bank regulators in 2017.

•CFPB Mortgage Updates – Focus on Bancorp South enforcement action for redlining and use of “paired testers”. Also included overview of 2018 HMDA rules that will add MORE data for fair lending analysis
•NEW Compliance & Community Affairs Business Unit – OCC – includes “heightened” focus on Fair Lending
•Redlining Risk – Federal Reserve
•Redlining – A Bank’s Reasonably Expected Market Area, FDIC
•Redlining – Enforcement Section, Department of Justice

How will your regulator evaluate Fair Lending compliance in the next exam? A compliance examination is the “report card” that financial institution regulators use to “pass or fail” a financial institution’s compliance and Fair Lending program. Will your financial institution pass the test?

Covered Topics:

•New HMDA rules will go into effect in 2018, now is the time to start updating the HMDA data collection process. How will the proposed additional HMDA data fields impact fair lending?
•The FDIC has introduced a new acronym into Fair Lending AND CRA compliance -the REMA – “reasonably expected market area”. Learn the “new normal” of the SEVEN FACTORS used to define a REMA and tips to prove compliance. Review of the 10/27/2016 FDIC presentation on “Determining the Reasonable Expected Market Are for Redlining Analysis”. The FDIC is also focused on THIRD PARTY relationships that may impact fair lending.
•What are the fundamentals of Fair Lending, including best practices for inquiries, loan interviews, application processing, and documenting denials?
•Compensation issues – recent headlines about the abuses of Wells Fargo and pressure to perform will bring more focus to this area.
•What should you know about the interagency Fair Lending examination procedures used by the CFPB, OCC, FDIC, and Federal Reserve?
•How can an effective internal Fair Lending review help detect problems before the examiners arrive? How would your bank be viewed by “paired testers”?
•What should your internal Fair Lending training sessions cover? Who needs the training?

Who Should Attend?

Both experienced and new Compliance Officers, Auditors, Lenders, Loan Operations, Risk Managers, and Senior Management. Requirements for small and large financial institutions are covered. Links will be provided for the CFPB, OCC, Federal Reserve, and NCUA exam procedures.

Webinar Viewing Options

LIVE WEBINAR:

INCLUDES SEVEN DAYS OF ONDEMAND ACCESS!  With this option, you will participate in the webinar (via the internet) as it is being presented. You will login to the webinar on your PC to view the PowerPoint presentation, and you have the option of using your PC speakers or a telephone for the audio. Participants can type and send their questions to the instructor. Many companies are now running their PC through an LCD projector allowing many employees to participate in the same room.

SIX MONTH ONDEMAND VIDEO RECORDING:

With this option, you will receive an e-mail that contains a link to the PowerPoint slides (to download, print, and copy) as well as a link to the media player where you will view and hear the entire webinar just as it was delivered, featuring the full-color PowerPoint presentation with audio. You can pause, fast-forward and rewind as needed, which makes it an effective training tool. The OnDemand Video will be available to you (and anyone else in the company) for six months and can be accessed 24/7 as many times as you wish. Delivered via e-mail the day after the webinar takes place.

CD-ROM VIDEO RECORDING:

If you do not have internet access or want to make the webinar part of your training library, the CD-ROM Recording is a great option for viewing a webinar. You can pause, fast-forward and rewind as needed, which makes it an effective training tool. With this option, you will receive a download of the PowerPoint slides and a CD-ROM Recording (featuring PowerPoint presentation with audio) of the webinar via regular mail. Mailed 7 to 10 days after the webinar takes place.

IN-HOUSE:

Webinars can be scheduled and offered exclusively for your company. They can even be customized to best fit your needs. To find out more, please complete the in-house request form found in the Schedule and Registration Information section below.

Continuing Education (CE) Credits

This webinar is recommended for 2.5 CE Credit Hours. Each attendee will receive a Certificate of Attendance for self-reporting of CE Credits.

Register Here!

Choose the viewing option that best suits your needs. Live Webinar times are shown as Eastern Time. You can choose to pay by credit card or invoice when you register. CFT Credit will be awarded to the registrant, unless directed otherwise (additional attendees can also receive credit for an additional fee). CFT Webinars are powered by Total Training Solutions!

Webinar DateStart TimeEnd DateEnd TimeViewing Options - See Descriptions AbovePrice
05/09/17Archived Six Month On-Dermand Recording$295.00Register
05/09/17Archived CD-ROM Recording$345.00Register
AnyIn-HouseRequest