WEBINAR

Fair Lending and the CFPB in Underwriting, Servicing and Collections Webinar

CFT Credits: 0.25

Do you know what changes the CFPB has brought to Fair Lending with a focus on “data driven” information and consumer complaints? Has your regulator issued any recent enforcement actions? How will your institution be evaluated in the next Fair Lending exam? Could you be targeted for a “special” Fair Lending review as an “outlier bank” based on HMDA data or “proxy” information? – see complete description below.

Click Here for Webinar Description and Audience

Do you know what changes the CFPB has brought to Fair Lending with a focus on “data driven” information and consumer complaints? Has your regulator issued any recent enforcement actions? How will your institution be evaluated in the next Fair Lending exam? Could you be targeted for a “special” Fair Lending review as an “outlier bank” based on HMDA data or “proxy” information? Learn how Fair Lending will be evaluated differently than ever before.

Learn about the most current “red flags” identified by regulators in conducting Fair Lending exams. You can avoid many of these pitfalls by developing simple internal controls as part of an effective compliance management system. Learn how to monitor exceptions to policies and procedures.

Covered Topics:
•What does the required “ability to repay” documentation show about how your financial institution makes, prices, and documents a lending decisions?
•What should you know about the interagency Fair Lending examination procedures used by the OCC, FDIC, and Federal Reserve?
•There are the six compliance program risk factors in Fair Lending. What can you do to mitigate this risk and prevent being a high risk institution?
•How can an effective internal Fair Lending review help detect problems before the examiners arrive?
•Are there any potential Fair Lending issues in the way that your financial institution is handling loan servicing and the collection process?
•Do your servicing and collection procedures address concerns about SCRA violations and the special protections available to active duty service members?
•The Department of Justice recently announced several enforcement actions based on discriminatory treatment on the basis of disabilities, national origin, race, and marital status. Several lenders have been sanctioned for mistreatment of applicants on maternity leave

Who Should Attend?

This informative session will benefit Loan Officers, Underwriters, Collectors, Compliance Officers, Auditors, Credit Administrators, Risk Managers, Fair Lending Officers, and Senior Management.

Click Here for Continuing Education Credits (CEC) Info

This webinar is recommended for 2.5 CE Credit Hours. Each attendee will receive a Certificate of Attendance for self-reporting of CE Credits.

Click Here for Delivery Option Descriptions

LIVE WEBINAR:

INCLUDES SEVEN DAYS OF ONDEMAND PLAYBACK!  With this option, you will participate in the webinar (via the internet) as it is being presented. You will login to the webinar on your PC to view the PowerPoint presentation, and you have the option of using your PC speakers or a telephone for the audio. Participants can type and send their questions to the instructor. Many companies are now running their PC through an LCD projector allowing many employees to participate in the same room.

SIX MONTH ONDEMAND VIDEO RECORDING:

With this option, you will receive an e-mail that contains a link to the PowerPoint slides (to download, print, and copy) as well as a link to the media player where you will view and hear the entire webinar just as it was delivered, featuring the full-color PowerPoint presentation with audio. You can pause, fast-forward and rewind as needed, which makes it an effective training tool. The weblink will be available to you (and anyone else in the company) for up to six months and can be accessed 24/7 as many times as you wish. Delivered via e-mail the day after the webinar takes place.

CD-ROM VIDEO RECORDING:

If you do not have internet access or want to make the webinar part of your training library, the CD-ROM Recording is a great option for viewing a webinar. You can pause, fast-forward and rewind as needed, which makes it an effective training tool. With this option, you will receive a download of the PowerPoint slides and a CD-ROM Recording (featuring PowerPoint presentation with audio) of the webinar via regular mail. Mailed 7 to 10 days after the webinar takes place.

IN-HOUSE:

Webinars can be scheduled and offered exclusively for your company. They can even be customized to best fit your needs. To find out more, please complete the in-house request form found in the Schedule and Registration Information section below.

Register Here!

Choose the viewing option that best suits your needs. Live Webinar times are shown as Eastern Time. You can choose to pay by credit card or invoice when you register. CFT Credit will be awarded to the registrant, unless directed otherwise (additional attendees can also receive credit for an additional fee). CFT Webinars are powered by Total Training Solutions!

Webinar DateStart TimeEnd DateEnd TimeViewing Options - See Descriptions AbovePrice
03/18/15Archived CD-Rom Video Recording$345.00Register
AnyIn-HouseRequest