Seventy-two percent (72%) of U.S. companies use some form of financing when acquiring equipment. A long-term lease transaction is the functional equivalent of a loan. Community banks can profit from a focus on equipment lease financing, particularly in areas with heavy agricultural, commercial or industrial activities. This webinar focuses on the many aspects of equipment lease financing, from structure and documentation to monitoring and administration. It will also include a review of the OCC Lease Financing Guidelines. Both new and experienced equipment lease financing lenders will find this program to be informative and useful.
Covered Topics:
- Capital Leases vs. Operating Leases
- “True Leases” vs. Lease Financing under the UCC
- Types of equipment well-suited to lease financing arrangements
- Economic analysis of a lease vs. loan
- Tax and accounting issues
- Documenting the equipment lease financing arrangement
- Equipment maintenance and upgrades
- Lease monitoring and administration
- Defaults and remedies under the lease
- Treatment of leases in bankruptcy
- Review of OCC Lease Financing Guidelines
Who Should Attend?
Loan officers, loan assistants, loan operations personnel, loan review personnel, compliance and audit personnel or any banker wishing to enhance his/her knowledge and understanding of the “hows” and “whys” of real estate lending.
Continuing Education (CE) Credits
This webinar is recommended for 2.5 CE Credit Hours. Each attendee will receive a Certificate of Attendance for self-reporting of CE Credits.