Entering the World of Consumer Lending Webinar (3-Part Series)
This three part consumer lending webinar takes participants from the philosophy of consumer lending, all the way through how to make a solid loan decision that benefits both the customer and the financial institution (see complete description below).
Click Here for Webinar Description and Audience
The American way in the past has been buy today pay tomorrow. However, since 2008 that philosophy has begun to change. Consumers started to see the mentality of borrow, borrow, borrow, was dangerous because it easily could lead a person into financial disaster.
Despite the change there is still a need for any financial institution to offer consumer loans and to be able to effectively discuss the consumer loan products they offer.
This three part consumer lending webinar takes participants from the philosophy of consumer lending, all the way through how to make a solid loan decision that benefits both the customer and the financial institution.
Thursday, July 7, 2016 (11:00 am – 1:00 pm ET)
•The Philosophy Of Consumer Lending
•Why A Financial Institution Offers Consumer Loans
•The Role Of Regulations On Consumer Lending
•The Effect Of Compliance On The Consumer Lending Market
•The Terminology Of Consumer Lending
•The Lending Mathematics In Making A Solid Loan Decision
•Ethics And The Role It Plays In Lending
•Understanding The Different Types Of Consumer Loan Products
•Risk Based Lending And How Loan Products Are Priced
•Customers Preference Usually Differs From That Of The Financial Institution.
Thursday, July 14, 2016 (11:00 am – 1:00 pm ET)
•Techniques To Build Customer Relationships Using A Consumer Loan Application
•The Role One’s Values Play In Lending
•How To Effectively Communicate With Customers During The Loan Interview
•The Application Process And The Various Application Types
•The Various Documents Associated With The Credit Investigation
•Learning The Two Most Important Financial Reports
Thursday, July 21, 2016 (11:00 am – 1:00 pm ET)
•Information On Credit Reports And How To Read Them
•The Decision Process And Why The Letter “C” Is Most Important
•The Red Flags Associated With Lending
•Understanding Credit Scores
•The 4 Types Of Collateral And How They Relate To Loan Amount
•Challenges During The Loan Interview
•Make Decisions On Sample Credit Applications
Have a calculator, your organization’s blank consumer loan applications, and be prepared for a down-to-earth exploration on consumer credit. Whether you are entering the world of consumer lending or have some limited experience, don’t miss this opportunity.
Who Should Attend?
The program is geared for employees who will be starting to deal with consumer loans, entry-level consumer lenders, consumer credit personnel with one year or less of experience, and any employee who needs to understand consumer credit.
Click Here for Continuing Education Credits (CEC) Info
This webinar is recommended for 2.5 CE Credit Hours. Each attendee will receive a Certificate of Attendance for self-reporting of CE Credits.
Click Here for Viewing Option Descriptions
INCLUDES 7 DAYS OF ONDEMAND PLAYBACK! With this option, you will participate in the webinar (via the internet) as it is being presented. You will login to the webinar on your PC to view the PowerPoint presentation, and you have the option of using your PC speakers or a telephone for the audio. You can type and send your questions to the instructor. Many companies are now running their PC through an LCD projector allowing many employees to participate at the same time. And don’t worry if you miss the webinar, you can still view it for up to seven days after it takes place!
SIX MONTH ONDEMAND VIDEO RECORDING:
With this option, you will receive an e-mail that contains a link to the PowerPoint slides (to download, print, and copy) as well as a link to the media player where you will view and hear the entire webinar just as it was delivered, featuring the full-color PowerPoint presentation with audio. You can pause, fast-forward and rewind as needed, which makes it an effective training tool. The weblink will be available to you (and anyone else in the company) for up to six months and can be accessed 24/7 as many times as you wish. Delivered via e-mail the day after the webinar takes place.
CD-ROM VIDEO RECORDING:
If you do not have internet access or want to make the webinar part of your training library, the CD-ROM Recording is a great option for viewing a webinar. You can pause, fast-forward and rewind as needed, which makes it an effective training tool. With this option, you will receive a download of the PowerPoint slides and a CD-ROM Recording (featuring PowerPoint presentation with audio) of the webinar via regular mail. Mailed 7 to 10 days after the webinar takes place.
Webinars can be scheduled and offered exclusively for your company. They can even be customized to best fit your needs. To find out more, please complete the in-house request form found in the Schedule and Registration Information section below.