CRA Nuts and Bolts - Five Steps to Pass the Exam Webinar

Writing a dynamic CRA context report can show examiners not only that your financial institution understands the community demonstrate why your CRA program qualifies for a “Satisfactory” or possibly “Outstanding” rating credit needs, but that you are effectively meeting the needs in the assessment areas you serve. We will review the steps required to establish your case and tips for managing the exam.

Learn about the CRA exam process that is used by each of the prudential regulators and the various “tests” that are used to create a rating and public performance evaluation. Some of the unique factors that may be considered include activities that revitalize or stabilize designated disaster areas. Could your financial institution be eligible for consideration? The pandemic probably impacted the customers and business served by your bank. Learn about the FIVE Frequently Asked Questions relating to CRA that were issued by the OCC, FDIC, and Federal Reserve.

Covered Topics

  • Five steps for managing a CRA exam and the importance of developing a CRA strategy
  • Tips for banks that are ISB (intermediate small banks) and the transition to CRA reporting when the large bank threshold is reached.
  • Learn how to document lending activity in designated disaster areas.
  • What’s included in a performance context? Learn how to describe your institution, quantify the ability and capacity of the bank to meet credit needs based on financial data. Learn how to highlight the positive outcomes of your lending focus and business strategy.
  • Tips to describe your assessment area including demographic and economic data resources.
  • Best practices to deal with CRA-related complaints and potential fair lending issues that can threaten a successful exam.
  • Definitions of Community Development Loans and Services
  • Ideas for passing the Investment Test portion of the exam
  • Overview of the OCC rules that become effective on October 1,2020 but also phases in a framework for small and intermediate banks by January 1, 2024. NOTE: The FDIC and Federal Reserve did NOT join in these new rules.
  • Helpful CRA compliance resources and regulatory guidance

Who Should Attend?

This session is “must” for CRA Officers of small, intermediate, and large institutions. The session will also benefit the Board & senior management, credit administration, lenders, compliance, and marketing professional

Continuing Education (CE) Credits

This webinar is recommended for 2.5 CE Credit Hours. Each attendee will receive a Certificate of Attendance for self-reporting of CE Credits.

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Related Topics

Instructor

Susan Costonis
Susan Costonis

Susan Costonis is a compliance consultant and trainer. She specializes in compliance management along with deposit and lending regulatory training. Susan has successfully managed compliance programs ... read more.

Course TitleCreditsStart DateStart TimeDelivery TypeDelivery OptionInstructor / LocationPrice
CRA Nuts and Bolts- Five Steps to Pass the Exam0.25 01/12/2022 2:30pmWebinarLive Webinar Susan Costonis$265.00 Register Now
CRA Nuts and Bolts- Five Steps to Pass the Exam0.25 01/12/2022 AnyWebinarLive, On-Demand, CD-ROM Susan Costonis$395.00 Register Now
CRA Nuts and Bolts- Five Steps to Pass the Exam0.25 01/12/2022 AnyWebinarCD-ROM Video Recording Susan Costonis$345.00 Register Now
CRA Nuts and Bolts- Five Steps to Pass the Exam0.25 01/12/2022 AnyWebinarLive and On-Demand Susan Costonis$365.00 Register Now
CRA Nuts and Bolts- Five Steps to Pass the Exam0.25 01/12/2022 AnyWebinarSix Month On-Demand Recording Susan Costonis$295.00 Register Now
Delivery Options

LIVE WEBINAR:
INCLUDES 7 DAYS OF ONDEMAND PLAYBACK! With this option, you will participate in the webinar (via the internet) as it is being presented. You will login to the webinar on your PC to view the PowerPoint presentation, and you have the option of using your PC speakers or a telephone for the audio. You can type and send your questions to the instructor. Many companies are now running their PC through an LCD projector allowing many employees to participate at the same time. And don’t worry if you miss the webinar, you can still view it for up to seven days after it takes place!

SIX MONTH ONDEMAND VIDEO:
With this option, you will receive an e-mail that contains a link to the PowerPoint slides (to download, print, and copy) as well as a link to the media player where you will view and hear the entire webinar just as it was delivered, featuring the full-color PowerPoint presentation with audio. You can pause, fast-forward and rewind as needed, which makes it an effective training tool. The weblink will be available to you (and anyone else in the company) for up to six months and can be accessed 24/7 as many times as you wish. Delivered via e-mail the day after the webinar takes place.

CD-ROM VIDEO:
If you do not have internet access or want to make the webinar part of your training library, the CD-ROM Recording is a great option for viewing a webinar. You can pause, fast-forward and rewind as needed, which makes it an effective training tool. With this option, you will receive a download of the PowerPoint slides and a CD-ROM Recording (featuring PowerPoint presentation with audio) of the webinar via regular mail. Mailed 7 to 10 days after the webinar takes place.

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