Consumer Lending School

CFT provides a comprehensive training program on Consumer and Mortgage Loans for you and your lending staff. The school will review all aspects the consumer and mortgage loan process in-depth by focusing on the entire process: Application interview, processing, underwriting, closing, and servicing. We will spend one entire session entirely on underwriting a consumer and mortgage loan with case studies for the class.

3 sessions included in this Consumer Lending School 

Registration:  Registration is per-participant

To ensure you get the full class experience, please have your camera on.  Having cameras on is proven to increase connection with your peers and enhance your online experience.

Time:  1:00pm-3:00pm EST

Day One: March 13, 2024

  • Introduction to consumer credit
  • Types of Lenders
  • Types of loan products
  • Delivery channels
  • Lending Process
  • Understanding Lending Lingo
  • LOS Systems
  • Loan Interview/Taking an Application
  • Government Loan Products
  • Private mortgage insurance
  • FNMA/FHLMC guidelines
  • Documentation

Day Two: March 20, 2024

  • Underwriting:
    • Consumer Loans
    • Residential Mortgage Loans
    • Home Equity Loans/Lines
    • Calculate Mortgage Payments and Debt Ratios
  • Reading a credit report
  • Understanding Credit Scores
  • Real Estate Appraisals
  • Condominiums
  • Case Studies
  • Making the loan decision/recommendation

Day Three: March 27, 2024

  • Secondary Mortgage Market
  • Selling loans to FNMA/FHLMC
  • Closing the loan
  • Quality Control
  • Loan Servicing and Administration
  • Loan Collections
  • Generating consumer and residential loans in the marketplace

Audience:  Loan originators, processors, branch personnel, new hires as well as those requiring cross training and refresher training.

Mark your calendars for this exhilarating educational journey with CFT. Get ready to be transformed into lending champions!


Jeff Smith
Jeff Smith

Jeff has been the Chief Lending Officer at Freedom Credit Union in Springfield, MA since 2013 and is in charge of managing the Commercial, Mortgage, and Consumer Lending portfolios, as well as the Col... read more.

Course Title Credits Start Date Start Time End Date Delivery Type Delivery Option Instructor / Location Price
Consumer Lending School 03/13/2024 1:00pm 03/27/2024 School Live Streaming Jeff Smith $549.00 Register Now
Course Title Credits Start Date Start Time End Date Delivery Type Delivery Option Instructor / Location Price
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