Commercial Real Estate Lending: A to Z Seminar
Commercial loans secured by real estate constitute the largest and most risky category of specialized loans in a financial institution’s portfolio. A significant number of commercial loans include real estate as primary or secondary collateral. Regulators recognize this situation and pay special attention to these loans in evaluating appraisals, the quality of the lender’s review and internal risk management practices. Topics to be covered include: Inherent Risks in Commercial Real Estate Lending (CRE) ; Types of Commercial Real Estate Loans; Underwriting the Borrower and the Guarantor; Underwriting the Project; Understanding the Commercial Real Estate Appraisal; and a Construction Lending Overview.