Commercial and Small Business Lending Workshop
This workshop provides a review of the basics of commercial and small business lending from the application process to making an informed recommendation on a given commercial loan request. This workshop will also cover the basic concepts of branch profitability, including the fundamentals of the financial statements of a financial institution, Balance Sheet and Income Statement, the significance of each statement’s contents, and the interrelationships between the statements. You will also learn the impact of day-to-day decision-making on your branch’s profitability, the role of the annual budget process, and the use of budget variance reports.
At the conclusion of this session, you will have a general understanding of commercial and small business lending. Loan products and types of financing will be discussed. Branch Profitabilty Financial statements will be discussed and reviewed.