The 6 Cs (character, capacity, capital, collateral, conditions, and cash flow trends) are widely regarded as the most effective strategy for assisting lenders in determining which financing opportunity offers the most potential benefits. The 6 Cs are designed to assist lenders in determining which financing opportunity offers the most potential benefit to company owners. They provide a framework for conducting an analysis of a firm that takes into account both its strengths and its weaknesses. When this strategy is used, the lender is able to fully determine the best answer to meet the monetary requirements of the borrower.
What You’ll Learn
- Resources for analyzing the risk factor of borrower financing requirements
- Advantages and disadvantages of the 6 Cs methodology
- Evaluation procedure for creditworthiness
- Why credit risk is crucial for financial institutions
- Critical importance of the 6 Cs approach to commercial financing
Who Should Attend
Loan Officers, Loan Review Officers, Senior Lenders, Credit Administration Support Staff, Small Business Lender, Members of Bank’s Loan Committee, Credit Risk Managers, Commercial Junior lenders, Branch Managers will all benefit from this webinar.
Continuing Education (CE) Credits
This webinar is recommended for 2.5 CE Credit Hours. Each attendee will receive a Certificate of Attendance for self-reporting of CE Credits.
Carolyn D. Riggins
Carolyn D. Riggins is the founder and owner of CDR Consulting Services, LLC in Atlanta's Greater District, Georgia. CDR Consulting Services specializes in training, coaching, team development, and det... read more.